If you’re a self-employed courier driver, when it comes time to sell your trusty van and invest in a new one, don’t get conned by Internet fraudsters!
Time to trade up from your trusty old delivery van for a new model? With a host of online marketplaces at your fingertips, selling a van is a lot easier than it used to be. But make sure you don’t fall prey the many potential swindlers lurking in the cyberhalls…
Whenever you’re dealing with financial transactions over the Internet you need to be alert to the myriad ways nameless, faceless criminals can try to fleece you. But when you’re a self-employed courier driver and talking about the sale of a vehicle involving several thousand pounds, it’s even more important to know what to look out for.
Check your PayPal
While generally PayPal is considered a safe way to make transactions, there are some unscrupulous characters out there that have found some fairly ingenious ways of deceiving a seller. Here’s the scenario: you find a buyer for your van and they agree on your price. So far, so great! They make a payment to your PayPal account, but ‘accidentally’ pay you too much. Oh dear, would you mind please paying back the difference, they ask, ever-so-nicely? You check and sure enough there’s the overpayment showing up in your account so, naturally, you want to show your integrity and immediately return them the difference.
Here’s where it all goes pear shaped, because once you’ve made the refund, suddenly the original payment disappears in a puff of smoke – leaving you out of pocket with, in most cases, virtually no comeback. There are various ways this happens, including a fake receipt of payment, or the original payment being made with a stolen credit card, which is subsequently cancelled. Either way you’ve lost your dough – and for a self-employed courier, that could mean the difference between buying that new van and going back to a moped!
Don’t Fall for It
While it’s very tempting to take the money and run when you get a good offer on your vehicle, you can avoid being a victim of this kind of con (and there are many others out there) by following a very simple personal checklist.
Check the validity of emails. One easy way of checking that a PayPal email is genuine is by logging in to the website in a new browser window (don’t click through from the email) and checking the details of the payment.
Been a victim of an online van fraudster? Let us know! You can’t put a price on the kind of community networking the Courier Exchange platform enables, and for a self-employed courier, knowing your mates have your back is absolute gold.
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