Compliance & HSE Archives - Courier Exchange

If you’re just getting started as a courier, you’ve probably already sorted your van and your courier insurance. But what happens if your van breaks down halfway through a job?

Having the right breakdown cover can save you time, money, and hassle when you’re out on the road. Whether you’re a solo driver or managing a small team, picking the right policy means less stress when things go wrong.

In this guide, we’ll walk through what’s included in breakdown cover for courier vans, typical costs, the difference between personal and business policies, and which providers to consider.

What is breakdown cover for courier vans?

For couriers, that means you won’t be left stranded mid-job, which helps protect your earnings and your reputation.

What does a typical policy include?

How courier policies differ

Standard breakdown cover is built for personal vehicles. But breakdown cover for business use takes your workload into account.

If you’re using your van for international courier work, make sure the provider includes European breakdown cover or offers it as an add-on.

How much does breakdown cover cost?

Factors that affect the price

If you’re working with a second-hand courier van, be prepared to pay a little more, especially if it’s over ten years old.

Example price ranges

Fleets usually get discounted rates, especially if you’re insuring multiple vehicles under the same policy.

Choosing the right breakdown cover

There’s no one-size-fits-all approach. The right cover for you depends on how and where you work, what kind of van you drive, and whether you’re operating solo or as part of a team.

Individual couriers vs fleets

If you’re a self-employed courier driver with one van, a single-vehicle policy might be enough. But if you’re running multiple vans or plan to expand, look at multi-van or fleet policies.

Fleet policies are often cheaper per vehicle and come with simpler admin. This works well if you’re already thinking about fleet management.

Business-specific needs

If you often work outside standard hours, look for providers that operate 24/7 with minimal wait times.

Top providers of breakdown cover

Several providers offer commercial van breakdown cover, with varying features and pricing.

Check if they include courier vehicle tracking or a mobile app so you can monitor the recovery status in real-time.

What to watch out for in the small print

Always check what’s included before signing up. Some exclusions might affect you more than others, especially if you’re just starting out or relying on a second-hand van.

Frequently asked questions

What’s the difference between personal and business van breakdown cover?

Personal policies are designed for everyday drivers and often exclude business usage. If you’re using your van for deliveries, you’ll need breakdown cover for business use or breakdown cover for courier vans.
Driving without the correct cover could mean your policy’s void.

Is 3.5 ton van breakdown cover different from standard van cover?

Yes. Vans over 3.5 tonnes are classed as heavy vehicles, and many standard breakdown providers won’t cover them. If you drive a heavier van, always check that the provider offers breakdown cover for commercial vehicles at that weight class.

Can I get short-term breakdown cover for courier vans?

Some providers offer monthly or short-term business cover, but these are less common and can cost more. Most couriers choose annual policies for better value and consistency. Short-term cover might suit seasonal drivers or those doing temporary self-employed courier driver jobs.

Does breakdown cover for business use cover me across the UK?

Usually, yes. National recovery is included in mid- to top-tier packages. But always check the exact terms—some budget policies only offer local towing. If you’re doing jobs across the country or taking on overnight courier jobs, national recovery is worth having.

What should I do if I break down mid-delivery?

First, contact your breakdown provider and arrange recovery. Then let your client or the shipper know. It’s helpful to have your courier insurance and delivery details on hand in case you need to file a claim or reschedule the drop-off.

Taking on international courier work can open up more profitable opportunities for UK-based drivers. European loads often pay better, especially for longer distances or urgent shipments. If you’re just starting out as a courier, working abroad might sound like a big step, but with the right prep, it’s very doable.

In this guide, we’ll look at what you need to get your van and documents ready for courier work abroad, from breakdown cover and vehicle checks to what sort of jobs you can expect on the platform.

What documents do you need for courier work abroad?

You can’t cross into the EU without the right paperwork. And once you’re in, you’ll need to keep these documents to hand in case you’re stopped or asked at a border.

Passport, permits and customs documents

Make sure your passport is valid for at least six months. Some EU countries also ask for an International Driving Permit (IDP), depending on where you’re going and how long you’ll stay.

Operator licence and CMR notes

You don’t need a full O-licence if you’re only using a van under 2.5 tonnes for your own loads. But if you’re subcontracting or carrying goods for others, you may need one – especially post-Brexit.

Make sure you’ve got CMR insurance and a completed CMR consignment note for each cross-border load. These are standard documents for international goods transport and protect both you and your customer if anything goes wrong.

Vehicle checks for long-distance EU courier work

Long drives across Europe mean you’ll need your van in top condition. Nobody wants to break down halfway across France with a frozen shipment in the back.

If you’re running frozen and chilled transport, double-check that your fridge unit is compliant with EU standards and serviced recently.

Having a well-maintained van helps avoid delays and shows you’re reliable, especially when bidding for higher-paying international courier work.

Get the right cover in place

Accidents and delays can happen anywhere, but they’re harder to sort when you’re hundreds of miles from home.

Do you need separate European breakdown cover?

Some providers also offer multilingual support, which can be helpful in a stressful situation.

Cross-border courier insurance

Standard van cover won’t always apply once you cross the Channel. You’ll need a policy that extends to EU countries and includes:

If you’re regularly doing international courier deliveries, speak to your broker and make sure your policy fits the work you’re doing.

Prepare for border checks and customs delays

Cross-border jobs often involve longer waits at ports or terminals. Since Brexit, checks are tighter, and every country has its own process.

Plan your route with extra time for delays. Keep calm if you’re stopped, it’s part of the job. And remember, some countries charge extra fees on toll roads, so have a payment method ready or get a tag in advance.

If you’ve got a regular route through a specific port or border, use that to your advantage when looking for repeat European loads. Clients prefer drivers who know the process and can avoid common delays.

Why international courier work can help grow your business

Most international courier work pays more than local jobs. That’s down to the added paperwork, time, and risk. But for drivers who prepare properly, it can be a steady source of work, and it can help you stand out.

Higher rates and long-term clients

Jobs that cross borders usually have better rates, especially if you’re covering long distances or transporting urgent items. Many freight forwarders will shortlist drivers who’ve done EU courier work before and know the paperwork.

Repeat work is common too. Once a shipper knows you can handle courier work abroad, you’ll be front of mind when they post new loads.

Stand out on Courier Exchange

Platforms like Courier Exchange let you filter by route, region, and job type. You can target international courier work directly, and tailor your profile to highlight your experience with European loads.

Make sure your feedback score stays high, and note any extra services you offer. Drivers who’ve done music festival courier jobs, for example, often get repeat summer bookings due to their reliability under pressure.

You’ll also want to track costs carefully. For example, using courier fuel cards can help keep fuel costs down when you’re travelling across multiple countries.

Frequently asked questions

Do I need a special licence for EU courier work?

Not always. For vans under 2.5 tonnes, you don’t need a full operator licence unless you’re subcontracting or working for someone else. If you’re using a larger vehicle, check with DVSA for current rules.

How much can I earn doing courier work abroad?

Rates vary depending on the load, distance, and urgency. However, many drivers report higher pay for international loads, especially time-critical or specialist deliveries.

Can I take refrigerated goods into Europe?

Yes, but your van needs to meet EU transport standards. You’ll also need the right insurance and paperwork, especially for perishable items that are transported using cold chain logistics.

What if my van breaks down in Europe?

That’s where European breakdown cover comes in. It can cover roadside repairs, hotel stays or getting your van (and load) back to the UK. Always keep emergency numbers handy.

Where can I find regular self-employed courier driver jobs abroad?

Courier Exchange is a great place to start. You can search for self-employed courier driver jobs that include courier work abroad, or filter by international destinations to match your preferred routes.

Whether you’re new to courier work or running your own van full-time, staying legal on the road is part of the job.

One area that can catch owner-drivers out is the MOT. It’s easy to overlook in a busy week, but driving without a valid MOT can lead to more than just a fine. It can stop you working.

This guide breaks down the legal bits around driving without an MOT, including when it’s allowed, when it’s not, and how to stay on top of it as a working courier.

What is an MOT and why does it matter?

The MOT (Ministry of Transport) test is a legal check that makes sure your van is roadworthy. It looks at safety features, emissions, and general wear and tear.

If your van is over three years old, you need to book this check once a year at an authorised test centre.

For couriers, the MOT isn’t just paperwork. You can’t take on courier loads or drive to pick up a load if your van doesn’t pass. It’s a basic part of courier van maintenance, and without it, you’re off the road.

Can you legally drive without an MOT?

There’s only one legal reason to drive without an MOT: if you’re heading to a pre-booked MOT test. That’s it.

You must go straight to the garage. If the police stop you, they’ll expect to see proof of the booking. A text or email confirmation should do the job.

Any other journey is illegal. Whether it’s a quick collection, a job in the next town, or even popping to the shops, you’re not allowed to drive once the MOT has expired.

That applies even if the van feels fine to drive. Legally, it’s still off the road until tested.

What are the risks of driving without an MOT?

Police penalties and fines

If you’re caught driving without an MOT, the police can issue a fine of up to £1,000.

If your van has a known dangerous fault and you’re driving it anyway, the fine can go up to £2,500. You could also get 3 points on your licence or face a ban.

Police use ANPR (Automatic Number Plate Recognition) cameras, so it doesn’t take much for them to spot you. If flagged, you’ll be pulled over and asked for proof of your MOT.

Insurance invalidation

This one catches out a lot of new drivers. Most courier insurance policies require you to have a valid MOT. If your MOT is out of date and you get into an accident, your insurer might reject your claim.

That means no cover for repairs, damage to someone else’s vehicle, or personal injury costs.

Worse still, it could impact your ability to work if your van’s written off or taken off the road.

Is there a grace period for an expired MOT?

No. There’s no grace period after your MOT runs out. As soon as it expires, the van is no longer road legal. The only exception is the trip to a pre-booked MOT appointment.

Even if your MOT expired yesterday and the van feels fine, you still can’t use it for work until it passes a new test.

What happens if you accidentally drive without an MOT?

It happens. Maybe you missed the reminder, or assumed it was booked. But accidentally driving without an MOT is still illegal. The law doesn’t make exceptions for forgetfulness.

If you’re stopped and have no test booked, you could be fined. It doesn’t matter if it was an honest mistake.

What to do if you’re stopped

If the police stop you and your MOT is expired, they’ll check for a valid appointment. If you’ve got one, you might be allowed to carry on to the garage.

But if there’s no booking, expect a fine and possibly points on your licence. You might also be stopped from continuing your journey if the van is considered unsafe.

Tips to avoid driving without a valid MOT

Staying on top of your MOT doesn’t need to be a hassle. Here are a few ways to stay road legal and avoid disruptions to your work:

Staying organised will keep your van legal and your courier work running smoothly.

When does a new van need an MOT?

New vans don’t need an MOT until three years from their registration date. After that, it’s once a year on the expiry date of your last test.

If you’re buying a second-hand courier van, check the MOT history online using the van’s reg. That way, you’ll know when the next test is due.

FAQs about driving without an MOT

Can I drive with an expired MOT if I have insurance?

No. Even if your insurance is valid on paper, the policy may not pay out if your MOT has expired. Most insurers include a clause about this. Always check the fine print.

What if I forget to renew my MOT?

You’re not alone. It’s a common issue, especially for new drivers. But it doesn’t excuse you from penalties. Set up reminders and book early to avoid last-minute problems.

Can I drive home after a failed MOT?

Only if your van is still roadworthy and no ‘dangerous’ faults were found. If the garage lists a serious issue, you’ll need to tow the van or get it fixed on-site before moving it.

Will the police know my MOT has expired?

Yes. ANPR systems check your reg against the DVLA database. If your MOT’s expired, expect to get flagged and pulled over, especially on motorways or in urban areas.

Can I tax my van without an MOT?

No. If your MOT has run out, you won’t be able to renew your vehicle tax. Once the van passes its MOT, you can tax it and get back on the road.

If you’re a courier just starting out, you might be looking for ways to stand out or take on more specialised work. One option worth considering is getting a waste carrier licence. It can open the door to a niche that’s often overlooked, but has solid earning potential and steady demand.

In this guide, we’ll explain what it is, how to apply, what it costs, and how it fits into building your courier business.

What is a waste carrier licence?

A waste carrier licence lets you legally transport waste as part of your business. That includes any rubbish, scrap, or unwanted material you carry for someone else, whether it’s being dumped, recycled, or reused.

Even if the load doesn’t seem like “waste” in the usual sense, it can still count. For example, if you collect used tyres from a garage or move broken appliances for a council, you’ll need to register as a waste carrier.

Common waste types carried by couriers

Couriers working in this space can end up handling a wide range of waste loads. Typical examples include:

Even if the load doesn’t smell like rubbish, it could still be classed as waste legally. It’s always best to check with the customer and Environment Agency websites if you’re unsure.

Do I need a waste carriers licence for this work?

If you’re being paid to carry anything that’s classed as waste, then yes, you likely do.

A few exceptions exist. If you’re only moving your own business waste (like packaging or damaged goods from your van), and you’re not getting paid to transport it, then the lower tier might cover you.

But if you’re picking up anything from customers – whether it’s going to the tip, a recycling site, or even being reused – you’ll need the upper tier licence.

Why some couriers focus on waste work

The logistics industry is full of opportunity, but it’s also competitive. Many new couriers take on anything and everything to get started.

Working as a registered waste carrier means you can tap into a more specific group of clients, including:

These businesses often need someone reliable for regular clearances. If you’re consistent and easy to work with, you could find steady high-value courier jobs all year round.

Benefits of going niche

Focusing on waste loads gives you a clearer identity in the market. It can also lead to more repeat work than general pallet or parcel runs. You’re not just another van driver; you’re someone who understands how to deal with waste loads properly.

And the competition? It’s usually lower. Many couriers shy away from waste because they’re unsure about the rules. That gives you an edge if you’re willing to register and handle things properly.

This kind of work also pairs well with other specialist courier services, like moving construction materials or bulky clearances.

How much is a waste carriers licence?

The waste carrier licence cost depends on where you apply and what type you need.

In England, the upper tier licence costs around £154 for a three-year period. Renewals are usually a bit cheaper. You apply online through the Environment Agency. Scotland and Wales have similar pricing structures, though it’s always worth checking current fees on their websites.

The lower tier licence is free, but doesn’t cover you for carrying other people’s waste.

Waste carrier licence cost vs. potential earnings

At first glance, £154 might seem like a cost you can skip, but if you take just a few waste jobs a month, you’ll easily make it back.

Say a small landscaping firm hires you to clear garden waste weekly. Even at £40 per trip, that’s over £2,000 a year. That makes a waste carrier licence a pretty solid investment in your courier business.

There’s also less competition in this space, especially in smaller towns or rural areas.

And once you’re registered, you can advertise yourself as a licensed waste carrier—adding trust and professionalism to your profile.

What to expect after you apply

The application process is pretty straightforward. You’ll fill out some business details online, answer a few questions about the type of work you do, and pay the fee.

In most cases, you’ll get your licence number in a few days, and receive a certificate shortly after. You’ll also appear on the public waste carriers register, which potential load posters can search if they want to double-check your status.

Make sure your business name, contact details, and licence number are easy to find on your website or profile.

Waste carriers licence rules and compliance

Being registered isn’t just about ticking a box. You’ll need to keep basic records and follow some rules when carrying waste.

If you’re stopped by the Environment Agency or a local authority, they might ask to see:

It’s good practice to keep digital copies of job info, including client names, collection times, and delivery points. If you’re a member of Courier Exchange, all of your past jobs and PODs are stored online and accessible whenever you need them.

Staying compliant as a registered waste carrier

You’re responsible for what happens to the waste you carry. That means making sure it goes to an authorised facility, like a licensed tip or recycling site.

You don’t need to store waste or process it, but you do need to handle it correctly while it’s in your van.

Make sure your van’s secure and suitable for the loads you’re carrying. A van with partitions or tie-down points helps here. If you’re thinking about upgrading, our guide on buy or hire a courier van is worth a read.

Limitations of a waste carrier licence

The waste carrier licence lets you transport waste, but it doesn’t let you store it, sort it, or run a full recycling business. For that, you’d need extra permits.

There are also limits on what type of waste you can move. If you’re dealing with hazardous waste—like chemicals or asbestos—you’ll need to register for that separately. You might also need ADR certification, depending on the load type.

And of course, you’ll still need proper courier insurance, vehicle tax, and any local permits required for disposal sites.

This type of work can be messy, so keeping your van clean and well organised matters. Some drivers even invest in a second van just for waste jobs as their courier fleet grows, or upgrade to trucks to expand their per-job capacity – choosing the right truck size is important if that’s your plan. Alternatively, you can look for courier subcontractors with a waste carrier licence, and use them to expand your capacity and enable specialist waste services.

Frequently Asked Questions

How much is a waste carriers licence in the UK?

The current waste carrier licence cost for an upper tier licence in England is £154, valid for three years. Renewals cost less. This applies if you’re moving other people’s waste for money. Lower tier licences are free, but limited in scope.
You can apply online via the Environment Agency, Natural Resources Wales, or SEPA.

Do I need a waste carriers licence for scrap metal?

Yes, if you’re collecting scrap metal for others (even if you’re dropping it off at a licensed yard) you’ll need a waste carriers licence.
If you’re buying and selling scrap as a business, you may also need a scrap metal dealer’s licence. Always check with your local council for extra rules.

How long does it take to get a waste carrier licence?

Most drivers receive confirmation within 1 to 5 working days, depending on the agency and the accuracy of your application. Your details will also be added to the public register, which clients can search online.

Can I use my waste carrier licence across the UK?

In general, yes. If you register with the Environment Agency (England), your licence is recognised in Wales and Scotland too. But if you’re based primarily in Scotland or Wales, you should register with SEPA or Natural Resources Wales instead.

What happens if I carry waste without a licence?

You could face fines of up to £5,000 or more, and risk losing contracts with clients who require compliance. Your van might also be seized if it’s used illegally. It’s not worth the risk – especially when the licence is cheap and easy to get.

Starting out as an owner-driver means there’s a lot to juggle, but keeping on top of your courier van maintenance is one thing you can’t afford to put off. Your van is your business partner. Without it, you don’t move loads, make deliveries, or get paid.

Properly maintaining your courier van helps prevent downtime, protects your reputation, and keeps every load moving smoothly, whether you’re heading up the M1 or navigating London for multi-drops.

In this guide, we’ll share our practical tips to keep your van road-ready, reliable, and working hard for your business.

Why maintenance matters for owner-drivers

Your van isn’t just your transport, it’s your livelihood. A breakdown could mean losing work or letting down your customers.

If you’re running your first van or working towards building a courier fleet, creating strong maintenance habits early can make a real difference.

With that being said, breakdowns can still happen, even with a van in tip-top condition. Make sure you get comprehensive breakdown cover for your courier van to ensure you’re not left stranded on the way to a job.

Daily checks to keep your van roadworthy

Daily checks might feel like a chore, but a proper van driver checklist should only take you a few minutes, but could save you hours stuck at the roadside.

Tyres and pressures: a key part of your van driver checklist

Tyres are often the first thing traffic officers check. And rightly so—they’re your link to the road.

For courier work, tyre checks go beyond just pressure. Here’s what to look for each morning:

Remember, if you’re often running fully loaded, tyres will wear quicker than you expect. It’s worth scheduling tyre rotations every few months to keep wear even across all tyres.

For those who buy a second-hand courier van, tyre checks are even more important—used vans might have tyres that are close to replacement.

Security and fluids: don’t overlook the small things

Perform regular inspections and servicing

Preventative courier van maintenance keeps you ahead of problems and helps your van run more efficiently.

Don’t forget your load equipment

If you regularly offer specialist courier services, like ADR, fragile goods or high-value items, load security is part of your professional image.

Mechanical servicing and record-keeping

Stick to your van’s service schedule, whether it’s time-based or mileage-based.

Prepare for different seasons

Weather impacts how your van performs, and how comfortable your day-to-day work feels.

Winter readiness

Summer checks

On the other hand, British summers are usually brief and uneventful, but even short periods of hot weather can cause unexpected issues.

If you’re offering specialist services, where goods might be temperature-sensitive, these checks are even more important to protect your load.

Tips for electric and hybrid courier van maintenance

As low-emission zones and clean air policies expand, more owner-drivers are looking at electric and hybrid vans. If you’re considering adding one to your setup, your courier van maintenance checklist will need a few adjustments.

What’s different with EV and hybrid courier van maintenance

Electric vans and hybrids have fewer mechanical parts, but there are still important checks to make:

Hybrids still require engine oil and filter changes, so don’t skip mechanical servicing. The regenerative braking system on both EVs and hybrids also needs checks to maintain performance.

Keep your EV or hybrid ready for courier work

And don’t forget—if you’re part of a fleet transitioning to electric vehicles, maintenance planning needs to adapt across all your vans, not just one.

Looking after your investment

A van is one of your biggest business costs. Whether you’re running a new model or a well-loved second-hand van, looking after it will reduce breakdown risks and prolong its working life.

If you’re still deciding between buying and leasing a courier van, remember to factor in ongoing maintenance costs alongside upfront prices.

By building maintenance into your weekly routine, you protect your vehicle, your cargo, and your business reputation.

When you transport dangerous goods, the job isn’t just getting them from A to B. You also need to make sure that you follow all of the safety and legal requirements when transporting these items.

In this article, we’ll guide you through the process of getting your ADR certification and explain what’s needed to stay compliant.

What is ADR?

ADR (Accord Dangereux Routier) stands for the European Agreement concerning the International Carriage of Dangerous Goods by Road. This agreement sets out the rules for safely transporting hazardous materials across Europe.

Couriers who carry dangerous goods, like chemicals or flammable items, must have this certification. It makes sure you know how to safely handle, load, and transport these materials.

Who needs an ADR certification?

If you’re moving hazardous goods by road, ADR certification is required. This applies to independent couriers, drivers working for transport companies, and businesses themselves.

The law is strict, and non-compliance can lead to heavy fines or even prosecution. Whether you carry hazardous loads regularly or only occasionally, this certification is important for staying on the right side of the law.

Steps to get ADR certified

Step 1: Choose the right course

There are different types of ADR courses depending on what kind of goods you’ll transport. Most couriers will need the basic ADR course, but if you handle more complex materials, you may need a more advanced course.

Pick a certified training provider. The UK government website provides a list of official training centres. It’s important to select a recognised one to make sure your certification is valid.

Step 2: Enrol in ADR training

ADR training covers both theory and practical skills. You’ll learn about different types of dangerous goods, correct packing and labelling, and emergency procedures.

Courses last between 3-5 days, depending on the type of training. Make sure you attend all sessions—missing any part could mean retaking the course.

Step 3: Pass the exam

At the end of the course, you’ll take an exam. This usually involves multiple-choice questions about what you learned during training.

The exam is designed to test your practical knowledge. So, if you’ve paid attention in class, you should pass without too much trouble.

Responsibilities of load posters and forwarders posting ADR loads

It’s not just couriers who need ADR certification. Load posters and freight forwarders also have important responsibilities.

Dangerous Goods Awareness Training (DGAT): Anyone involved in transporting dangerous goods, including load posters, needs to complete DGAT. This helps them understand the risks and correct procedures.

Appointing a Dangerous Goods Safety Adviser (DGSA): Businesses involved in carrying, packing, or unloading dangerous goods may need to appoint a DGSA. This person makes sure the company is following ADR rules and meeting safety standards.

Accurate documentation: Forwarders must make sure dangerous goods are classified, labelled, and documented correctly. Without proper documentation, there can be delays or even penalties.

Safe loading practices: Load posters and forwarders need to make sure goods are loaded securely to avoid accidents during transport.

Communication of risks: It’s important to inform drivers of the specific risks with each load. Load posters must give clear instructions for safe transport and delivery.

Benefits of an ADR certification

Getting ADR certification isn’t just about following the law—it opens up new opportunities.

Many customers need couriers with ADR certification. Being certified means you can take on these higher-paying jobs, do more international courier work, and build trust with customers looking for reliable transport.

Maintaining your ADR compliance

Your ADR certification lasts for five years. After that, you’ll need to take a refresher course and pass another exam to keep it valid.

ADR rules can change over time. Taking a refresher course and exam will also help you keep up to date with new regulations and the latest safety practices.

Conclusion

ADR certification is required for any courier wanting to transport dangerous goods safely and legally. The process is simple, and once certified, you’ll be able to offer more services and find new job opportunities.

Whether you work alone or for a larger company, ADR certification gives you the skills to transport hazardous goods in a safe and legal way.

In the courier business, keeping your van secure is important. These vehicles are more than just a means of transportation; they’re the backbone of your livelihood, carrying valuable goods and often operating in high-risk areas.

In the UK, 62 vans are broken into every day, an average of one every 23 minutes. Major cities like London and Birmingham take the top 2 ranks in UK van theft hotspots. But smaller towns like Tunbridge Wells and Chelmsford are also in the top 10, so it’s important to stay alert regardless of where you’re located.

So van theft is a major problem in the UK. And it affects couriers and small logistics companies severely. The loss of the vehicle itself can be financially devastating. And just as important, the loss of customer cargo can do big damage to your business’s reputation.

In this guide, we’ll share the proactive steps you can take to keep your courier van secure.

Practical tips for keeping your van secure

1. Parking strategies

Always park your van in well-lit, busy areas. This not only deters thieves but also makes it easier for any suspicious activity to be noticed. Whenever possible, park near CCTV cameras.

Overnight, parking your van close to residential or populated areas can also be beneficial, as it increases the likelihood that someone will notice if something is wrong.

If you’re doing overnight courier delivery jobs and need to take a break along the way, try to find a busy, well-lit motorway services to park in, rather than a dark, quiet side street.

When possible, park your van against a wall or between other vehicles. This can make it difficult for thieves to access the rear or side doors.

2. Secure storage of goods

Avoid leaving valuable cargo in the van overnight. Unloading your goods and storing them in a secure location, such as a business storage facility or a locked garage at home, is a simple yet effective way to enhance van security.

Even if unloading isn’t possible, try to minimize the amount of time goods are left unattended in the van.

3. Physical van security measures

Investing in additional locking mechanisms can greatly improve the security of your van:

Using visible deterrents such as steering wheel locks can also discourage potential thieves. The sight of these devices alone can be enough to deter a thief from targeting your vehicle.

4. Technology-based van security

Installing a GPS vehicle tracking system is a smart investment. In the unfortunate event that your van is stolen, GPS tracking can help in its quick recovery.

Alarm systems are another effective measure to keep your van secure. Not only do they alert you to any unauthorised access, but they also serve as a deterrent, as thieves are less likely to target a van that has an alarm system.

5. Insurance coverage

Ensuring that you have comprehensive courier insurance coverage is a must. Your policy should cover the theft of both the van and any goods it carries. This can safeguard your business against significant losses you couldn’t cover out of pocket.

Regularly review your insurance policy to make sure it meets your needs, especially if the value of the goods you carry changes over time.

Conclusion

Keeping your van secure requires a combination of practical measures and investment in security equipment. By parking smartly, adding additional locks, installing GPS trackers, and maintaining adequate insurance, you can reduce the risk of theft.

As a courier, your van is central to your business and losing it can be disastrous. The cost of implementing these measures is a small price to pay compared to the potential losses from a theft.

As a courier, you need the right courier insurance. It protects you, your vehicle, and your cargo.

Hire and Reward Insurance

Hire and Reward insurance is a basic legal requirement. This courier insurance covers you when you transport goods for payment and is different from regular car insurance, which does not cover business use.

Why is this insurance so important? First, it protects you. If you have an accident while delivering goods, Hire and Reward insurance will cover the costs, including damage to your vehicle, other vehicles, and any medical expenses.

Second, getting caught without this insurance can result in heavy fines. It can also mean losing your license.

In short, Hire and Reward insurance is not just a good idea, but a must for every courier.

Goods in Transit Insurance

Goods in Transit insurance is another necessary type of coverage. This courier insurance protects the goods you are carrying in case of theft, loss or damage. If something happens to the goods you are transporting, Goods in Transit insurance will cover the costs.

As a courier, you are responsible for the goods you carry. An accident with a large claim can be ruinous for your business if you don’t have the right level of coverage. To prevent this, CX requires all couriers on the platform to have at least £5,000 in Goods in Transit insurance coverage.

This courier insurance is especially important if you carry high-value items. But even if you transport everyday goods, you’ll still need it. Accidents and theft can happen at any time, but with Goods in Transit insurance, you have peace of mind, especially in the busier locations for couriers.

CMR Insurance

If you want to work in Europe, you’ll also need CMR insurance (International Carriage of Goods by Road) which covers you for international courier work, and is a legal requirement in many European countries.

CMR insurance covers you for loss, damage, and delay of goods when driving to and from European countries.

Choosing the right courier insurance provider

Finding the right insurance can be a challenge. That’s where our recommended insurance partner, Business Choice Direct (BCD), comes in. They offer comprehensive insurance solutions for couriers, including Hire and Reward and Goods in Transit insurance.

Our partnership with BCD means that all Courier Exchange members have access to their exclusive insurance products at competitive prices.

BCD not only price-match on any like-for-like van policy, but also ensure that your cover is tailored to the specific needs of your business.

Conclusion

As a courier, you need to protect yourself, your vehicle, and your cargo. Hire and Reward and Goods in Transit insurance are both essential for working in the UK. Couriers operating in and out of Europe also need CMR insurance and an Operator Licence. Having these protects you from financial loss and ensures you comply with legal requirements. And if you’re running a mixed fleet that includes HGVs, you’ll need to consider haulage insurance as well.

In the world of shipping and logistics, smooth operations and secure deliveries are essential for success.

If you’re a UK courier and want to start taking loads to and from the EU and beyond, CMR insurance is key to safeguarding loads during transit, offering peace of mind and financial protection for both you and your customers.

In this guide, we’ll explain what CMR insurance is, its significance for UK couriers, how it’s different to Goods in Transit insurance, and how it’s usually priced.

So what is CMR insurance?

CMR, or International Carriage of Goods by Road insurance, is a type of coverage specifically designed to protect goods being transported across international borders by road.

It’s named after the CMR Convention, an international agreement that outlines the rights and responsibilities of parties involved in road transportation.

This insurance is essential to ensure that goods are covered against damage, loss, or theft during their journey, providing financial support when unfortunate incidents occur.

Why UK drivers need it

Thanks to Brexit, couriers and hauliers face new challenges when operating across borders. CMR insurance becomes a crucial tool to navigate these challenges smoothly.

When transporting goods to EU countries and beyond, having proper insurance coverage ensures compliance with international regulations and mitigates potential risks associated with the road transportation process.

Having CMR coverage also gives potential customers and shippers piece-of-mind when they’re looking for specialist courier services.

CMR vs. Goods in Transit insurance

While both CMR insurance and Goods in Transit insurance focus on protecting goods during transportation, they have distinct differences.

On the other hand, Goods in Transit insurance provides coverage for goods transported within a country’s borders, covering various modes of transportation such as road, rail, and air.

Therefore, CMR insurance is a subset of Goods in Transit insurance, tailored for international journeys by road.

How premiums are calculated

How to get CMR insurance

For the best-in-class CMR and Goods-in-Transit insurance, look no further than our trusted partners, Business Choice Direct.

They specialise in tailoring coverage to suit your unique needs, ensuring you have the right protection when it matters most.

How to choose breakdown cover for your courier vans

What we’ll cover

What is breakdown cover for courier vans?

What does a typical policy include?

How courier policies differ

How much does breakdown cover cost?

Factors that affect the price

Example price ranges

Choosing the right breakdown cover

Individual couriers vs fleets

Business-specific needs

Top providers of breakdown cover

What to watch out for in the small print

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Frequently asked questions

What’s the difference between personal and business van breakdown cover?

Is 3.5 ton van breakdown cover different from standard van cover?

Can I get short-term breakdown cover for courier vans?

Does breakdown cover for business use cover me across the UK?

What should I do if I break down mid-delivery?

What we’ll cover

What documents do you need for courier work abroad?

Passport, permits and customs documents

Operator licence and CMR notes

Vehicle checks for long-distance EU courier work

Get the right cover in place

Do you need separate European breakdown cover?

Cross-border courier insurance

Prepare for border checks and customs delays

Why international courier work can help grow your business

Higher rates and long-term clients

Stand out on Courier Exchange

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Frequently asked questions

Do I need a special licence for EU courier work?

How much can I earn doing courier work abroad?

Can I take refrigerated goods into Europe?

What if my van breaks down in Europe?

Where can I find regular self-employed courier driver jobs abroad?

What we’ll cover

What is an MOT and why does it matter?

Can you legally drive without an MOT?

What are the risks of driving without an MOT?

Police penalties and fines

Insurance invalidation

Is there a grace period for an expired MOT?

What happens if you accidentally drive without an MOT?

What to do if you’re stopped

Tips to avoid driving without a valid MOT

When does a new van need an MOT?

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FAQs about driving without an MOT

Can I drive with an expired MOT if I have insurance?

What if I forget to renew my MOT?

Can I drive home after a failed MOT?

Will the police know my MOT has expired?

Can I tax my van without an MOT?

What we’ll cover

What is a waste carrier licence?

Common waste types carried by couriers

Do I need a waste carriers licence for this work?

Why some couriers focus on waste work

Benefits of going niche

How much is a waste carriers licence?

Waste carrier licence cost vs. potential earnings

What to expect after you apply

Waste carriers licence rules and compliance

Staying compliant as a registered waste carrier

Limitations of a waste carrier licence

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Frequently Asked Questions

How much is a waste carriers licence in the UK?

Do I need a waste carriers licence for scrap metal?

How long does it take to get a waste carrier licence?

Can I use my waste carrier licence across the UK?

What happens if I carry waste without a licence?

What we’ll cover

Why maintenance matters for owner-drivers

Daily checks to keep your van roadworthy

Tyres and pressures: a key part of your van driver checklist